Home Loan

A home loan helps individuals purchase, construct, or renovate a residential property. Banks and NBFCs offer home loans with tenure up to 30 years at competitive interest rates. Tax benefits are available under sections 80C and 24(b) of the Income Tax Act.

A home loan is a secured loan used to purchase, construct, or renovate residential property. It is a long-term financial commitment with tax benefits.

For Expert Consultancy

Get in Touch

Eligibility Criteria

  • Salaried or self-employed individuals
  • Minimum monthly income: ₹25,000+
  • Stable income source with regular inflow

Interest Rates

  • Typically ranges between 6.5% - 10% p.a.
  • Floating and fixed interest rate options available

CIBIL Score Requirement

  • Minimum CIBIL score required: 700+
  • A higher CIBIL score results in better loan terms and lower interest rates

Age Criteria

  • Minimum age: 21 years
  • Maximum age at loan maturity: 65 years

Benefits

  • Affordable interest rates
  • Long repayment tenure (up to 30 years)
  • Tax benefits under Sections 80C & 24(b) of IT Act

Documents Required

  • ID Proof (Aadhar/PAN/Passport)
  • Address Proof (Utility Bill, Passport, Voter ID)
  • Income Proof (Salary Slip, ITR, Form 16)
  • Property Documents
  • Employment or Business Proof
Please contact us for more information
Link for calculate emi